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WeDJ Insurance Program
  DJs/Bands   Photographer/Videographer   Wedding / Event Planners   Other Mobile Entertainers
Policy Terms

WeDJ.com Insurance Program

Liability & Property Insurance Specifications for
Members of WeDJ.com

You must be a bronze level (or higher) member of WeDJ.com to participate in this Insurance Program. Membership is issued by WeDJ.com. Membership numbers are non-transferable. Fraudulent use will result in revocation of membership and insurance privileges.

This summary is not an all inclusive description of the policy terms and conditions. Please note, this is a group policy and all terms and conditions may not apply to you.  Please refer to your binder and/or declaration page for your specific limits, effective and expiration dates. 
  • Liability limits $1,000,000 per Occurrence, $2,000,000 Aggregate
  • Products & Completed Operations Aggregate $1,000,000
  • Personal & Advertising Injury. $1,000,000
  • Damage to rented premises $100,000
  • Medical Expense Limit $5,000
  • Property Damage Liability Deductible $250
  • Professional Liability Limits $100,000 per occurrence, $100,000 aggregate (if purchased)
  • Covers you for sums that you become legally obligated to pay as a result of bodily injury or property damage arising out of your business operation
  • Premises owners & venues can be added as additional insured
MAJOR EXCLUSIONS: Explosives, Animals, Errors & Omissions (unless purchased), & Contingent Business Operations, Pyrotechnics, Assault & Battery, Inflatables (bounce houses). Staging, television & film Production, Flood.
  • Coverage is for equipment, related accessories and music libraries while on or off your premises. Risks of direct physical loss, except those causes of loss specifically excluded are covered
  • Valuation is on a replacement cost basis with no co-insurance
  • DEDUCTIBLE PER LOSS: $250 for property damage, $750 for theft
  • Theft is not covered unless there is a sign or indication of forced entry. This exclusion applies to vehicles.
  • Premises owners can be added as additional insured
  • You may insure additional office equipment & furniture, etc.
  • This brochure is for illustration only.You must refer to the actual policy for the complete terms and conditions.